Desh ke sabse bade private lender HDFC Bank ke shares mein girawat tab aayi jab MSCI ne August ke upcoming rebalancing mein bank ke weight ko kam badhane ka announcement kiya.
Short mein:
HDFC Bank ke shares Tuesday ko intraday trade mein 3% gir gaye, jisse S&P BSE Sensex aur NSE Nifty50 mein bhi girawat dekhi gayi.
Shares ki girawat tab hui jab MSCI ne August ke upcoming rebalancing mein bank ke weight ko kam badhane ka announcement kiya. Expected 50 basis points ke bajaye, sirf 25 basis points ki badhotri hogi, jo shares ke initial dip ka reason bana.
Is saal HDFC Bank ke shares 5% gir chuke hain.
HDFC Bank ke shares is saal 5% gir chuke hain. Ab investors ko yeh sochna hai ki recent development se stock ki future return potential improve hogi ya nahi.
Investors ko kya karna chahiye?
Short-term decline ke bawajood, analysts ka kehna hai ki long-term investors ko HDFC Bank ke shares ko hold karna chahiye. Experts ka kehna hai ki bank India ke bade lenders mein se ek hai, aur jabki stock short-term mein sideways movement dikha sakta hai, lekin over time recover hone ki ummeed hai.
Initial negative reaction traders ka response hai, lekin stock ke long-term prospects positive hain. Geojit Financial Services ke research analyst Anwin Aby George ne Business Standard ko bataya ki MSCI news ke baad stock ka initial negative reaction zyada tar traders ka hai. Unhone kaha ki stock recover karega kyunki announcement positive hai, weight percentage ko chhod kar.
“Lekin, short-term mein stock sideways trade kar sakta hai kyunki HDFC Bank ne fixed deposit rates badha diye hain, jo aane wale kuch quarters mein margins ko affect kar sakte hain,” George ne add kiya.
Kuch analysts ka kehna hai ki short-term mein HDFC Bank ko challenges face karne pad sakte hain, kyunki recent fixed deposit rates ki badhotri se profit margins par impact ho sakta hai. Saath hi, industry-wide credit growth dheema hua hai aur deposit mobilisation bhi challenging ho gayi hai, khaaskar HDFC Bank ke liye, jiska credit-to-deposit ratio (CDR) 100% se zyada hai.
Iska matlab hai ki bank ko apni loan growth ko dheere karna pad sakta hai.
Analysts cautious hain aur agle kuch quarters mein bank ke performance ko underperform ya sideways trade hone ki ummeed kar rahe hain.
Pichle mahine, HDFC Bank ne Q1 FY25 ke liye standalone net profit mein 35.33% ka year-on-year (YoY) increase report kiya. Quarter ka profit Rs 16,174.75 crore tak pahunch gaya, jo pichle saal ke Rs 11,951.77 crore se zyada hai.
(Disclaimer: Is article mein experts/brokerages ke views, opinions, recommendations, aur suggestions unke apne hain aur India Today Group ke views ko reflect nahi karte. Investment ya trading decisions lene se pehle ek qualified broker ya financial advisor se consult karna advisable hai.)